Future job growth over the next ten years is predicted to be 18.2%, which is lower than the US average of 33.5%.Crime is ranked on a scale of 1 (low crime) to 100 (high crime)Binghamton violent crime is 36.6.

For almost two years now, people have been predicting rate cuts that were right around the corner and were a sure thing.

(Much easier said than done, this is just an example.)I definitely agree that appreciation is hard to predict. 

So, this meets expectations, as well.Still, using Eric's tool, we still see that the acceleration technique works as predicted: The total number of payments is reduced - to 208, a 43% reduction - and the total interest paid is reduced, now $42,024.35, a 45% reduction.The total interest paid to the HELOC over 20 "chunks" is $1,031.25 (there's probably some rounding error in that number, but close enough for this discussion), making the total interest savings $40,993.10. 

It’s a solid option if you’re confident about refinancing before the higher rate kicks in or if you want to save more month-to-month early on.Option 2 (3.5% DP, Permanent Buydown): Lower upfront costs free up cash to invest elsewhere, and the 5.4% permanent rate adds predictability.

My final confirmation to invest was that my own CPA firm was the firm who signed off on their proformas and confirmed they were performaing as predicted. 

Predictive Analytics: Historical data can expose future trends in value, rental demand, and market conditions.

I believe it would have been up another .5%, but we canceled guests across all properties three times last winter when the weather predicted 4 to 7 inches of snow.

I never predicted that it will fail.

It is straightforward, results are more predictable, and repeatable just like the BRRR, but it's slower.