My personal preference for a buy and hold would be an already established area (or an area that's still gentrifying, but has already seen significant progress). 

My wife and I plan to purchase a few properties ourselves, but with the lead generation strategies I’ll be implementing, I expect to come across more deals than we can personally handle.That’s where you come in!

Quote from @John Friendas Quote from @Patrick Roberts: If you are on the note or personally guarantee the debt, then it will affect the liability side of DTI, regardless of whether the lender reports the loan on your personal credit.

Myself personally I'm invested in Buffalo and NYC, but that's because it made sense for *me*. 

I personally haven't sent postcards, I've had good luck with PPC and Video ads. 

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

A one-person show isn’t gonna cut it.

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down? 

While an LLC can offer liability protection and tax benefits, it’s not essential for a single property—personal liability insurance and an umbrella policy may suffice for now.

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.