While I don't deal with HUD, I deal with human services caseworkers all the time.HUD is not going to view the landlord and tenant as equally culpable, in part because of the perceived power imbalance.  

In the present mortgage environment it appears that super jumbo mortgage lenders have preference towards a perceived 'stronger' loan. 

Pricing is challenging, and the smaller properties make sense.Don't let the internet or anyone else dictate how you feel or how you perceive your success.

Was there something in how you were perceived by the buyer that spooked them or turned them off? 

I honestly should have more money saved up considering my years of working full-time, however younger financial mistakes have been a painful lesson and I regret not purchasing a property sooner/younger.My most important and immediate goal right now is to purchase a property.I am in (what I perceive to be) a relatively high cost real estate area. 

Is is perceived as safe or a dangerous area? 

I'll just make clear to him I won't be accommodating requests I perceive to be unreasonable and that if he's looking for more of a hand-holey type of experience, he should look into a building with a doorman up North.

Personally, I perceive a fair amount of risk in the market.  

Google cognitive dissonance and you'll understand the true agenda for their presentation. https://en.wikipedia.org/wiki/Cognitive_dissonance"The discomfort is triggered by the person's belief clashing with new information perceived, [or perceived new information, which is neither new nor informative] wherein the individual tries to find a way to resolve the contradiction to reduce their discomfort."

This historical division of roles might lead to CPAs being excluded from initial discussions.Perceived Scope: GPs and attorneys may perceive the initial structuring phase as primarily legal in nature, focusing on regulatory compliance, fund agreements, and investment structures.