Even if they had renters insurance, it comes with a $500 - $1,000 deductible just like your insurance.

If you want to get a clue about places to avoid investing look at states where insurance premiums have jumped or where homes are uninsurable. 

Good to know as I have a property coming on the market and we had one off market offer already all cash but at 10% list price discount (which we most likely will reject).Curious if you think the california fires will assist the market since many of those people need places to live for years and I am guessing some will flee california?

The biggest form of energy production in Tennessee today, nuclear power, simply wouldn't exist without many, many trillions in tax dollars to develop, not to mention the government stepping up to insure and protect the plants, manage and protect the waste for half an eternity, and clean up the trillion dollar mess in case of another disaster.

Adding your property manager as an additional insured means they will be listed on your insurance policy as a named insured.

If you adhere strictly to the laws, you will be limited in the services you can offer to your relative compared to what they would get if they listed their property with a licensed agent, and they will get less money for their property working with you than if they hired an agent.

Quote from @Adam York: Contact your insurance provider and let them know you intend to rent out the home.

Yes, I require renters insurance.

I have home owners insurance should i buy another landlords policy as well?

The insurance payout also impacts your taxable gain.