We are upgrading with Luxury Vinyl Plank (LVP) flooring, this is an appraisal point and they last longer than the standard flooring, The extras windows (free), granite countertops because once again it helps with appraisal but also last a long time and they check a box for renters, and a few layout modifications that i believe add more value and let the units work better given the site layout.

If your region's MLS doesn't use Paragon's undocumented API, the code won't work without significant modifications to the get_properties() function.

1st mortgage is current. 2nd mortgage they recently did a loan modification program.

The way to get around it is with structural modification of units that displaces the tenants or if they don't pay rent. 

I was just wondering how it would work if they tried to do a loan modification or file bankruptcy even through I’m making the payments. 

If you elect to do a modification of the existing loan instead of a refi there will still need to be a new search and an endorsement to the existing policy date through the recording date of the mod. 

Some properties will need structural modifications, others just lipstick approach.

Make sure it is clear that any tenant modification to the lease must be approved PRIOR to move-in.

A 3rd floor addition will not only have structural modifications, but also require mechanical, electrical and plumbing permits.

It is fairly easy to get a loan modification or other alternative to foreclosure (Assuming its Fannie/Freddie, which is still 70% of the market) these days and values are not declining so, its not like we were chasing values down like we were 08-16."