Lower the price2.

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While I did not work with other agents or lenders for this particular deal, my professional experience ensured a smooth transaction and effective project management.

My bank said no problems on their end, and I was never able to reconnect my bank for downloading transactions.

Don't expect these people to have anything to do with you once the transaction is over and a lot of bitter, nasty fights along the way. 

Since I have a fixed-rate mortgage, I understand this wouldn’t lower my monthly payment but would shorten the loan term by reducing the principal faster.

Roberto, was the transaction successful? 

You'll get the most favorable terms with no pre-payment penalties and lower interest rates. 

In this case, you can use Rental Income from the units that you will not be living in and that income can count to help you qualify.FHA rates are going to be lower than conventional for you almost always, but FHA does have a 1.75% funding fee. 

I really wanted to try finding a duplex that i could immediately rent out the lower half rather then buy a SFH and have a higher mortgage overallHow did you find this deal and how did you negotiate it?