Quote from @Jordan Meltzer: Hello - I own a mid term rental business that cashflows about $300-$400K per year annually and I split the proceeds with another owner. 

Hi BiggerPockets team,I am a rookie US real estate investor searching for financing options for my first deal.Personal ProfileCitizenship: IsraeliI do not have US citizenship or a long-term visa.Investment GoalsLong-term rentals in good B/B+ locationsLow-maintenance propertiesKansas City, MO/KS, or its suburbsI am familiar with what https://lendai.us is offering, but I am trying to find other alternatives.Thank you!

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Run the numbers you may do better long term or renting as a whole unit.

Definitely some cause for long term concern, but this also can give opportunity to other investors that are willing to invest out of state or more people moving to other states like AZ and TX with long term appreciation in these markets.How is the appreciation in Phoenix?

If you're younger then it might make a ton of sense to take down anything you can as long as it cash flows. 

My lease requires professional carpet cleaning, which would cost more than $500 for a home of that size.Yes, it's reasonable to reduce the cost because she was such a long-term tenant.

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Would a cash out refi be under commercial terms since the property(s) are under LLC?

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