Let’s break this down:The case for holdingThe 4.75% interest rate is a valuable asset in today’s high-rate environment.

so - tough environment. 

Stability: Homeowners tend to stay in their homes longer than renters, which can create a more stable environment for families and children.

Introducing accredited investors to a diversified stream of consistent monthly preferred returns backed by real estate and real estate backed assets (notes) in a completely transparent environment.

In today's tougher economic environment, I have recently experienced two cash calls.  

And the truth is, it’s hard to pinpoint because Detroit is such a block-by-block city with an incredibly large footprint.

However, in areas with little appreciation, all investment capital must come from your savings.Summarizing, a city where you can achieve and sustain financial independence must have the following characteristics:Significant and sustained population growth.A pro-business environment with a metro population >1M.Rapid and sustained appreciation.If a city doesn't meet all these requirements, achieving and maintaining financial independence will be difficult.

I would recommend anyone lending in this environment to fix and flippers or any type of investment to be careful and get a personal guaranty and make sure person has a long track record.

Having end dates in the summer is perfect and usually what I strive for.2 out of the 3 of these vacancies were actually planned for summer end dates.The one tenant is my tenant below in my househack and he has been absolutely incredible and kept me posted about this move for over 6 months.

There’s so much to learn here, and I’m sure you’ll find it incredibly helpful.