When you pop into a forum you know nothing about and post an AI-generated post without disclosing that, you're implying that you know the subject matter.

@Luis Herna, I don't mean to imply that finding a property worth investing in is easy, but it is far harder to raise capital than it is to find a property to buy.  

All of them who have gone on to do more and bigger deals have started our with a real estate trainer/coach.

It is much more competitive and therefore not as profitable and more risky than those selling books imply. 

So, that clearly implies that you have an income source that you are basing your budget on.

I don't mean to imply that managing large assets is particularly easy, but you have nothing to manage if you can't raise capital.Raising capital is all about sales 101: you need to get people to know, like and trust.  

Lower Cap Rates imply lower returns but potentially safer or more stable markets.

If you are changing careers and your income will go down significantly (you said change, I implied decreasing), why not keep the money as a back up/emergency fund in case you need it?

I don't see that the license or certifications are helping people sort out the good from the bad there either.On the coaching part, in-person personal trainers or online fitness coaches are required to be hold some sort of certification, as far as know.  

Contacts at bank said never heard of them and my REO Cert trainer said they where not real I know of two other agents paid fee and have not been given listing as promised with fee