But if you did the property up right with killer design and great amenities -- I'm picturing cool wallpaper, a game room, boho/modern furniture and a hot tub -- I can see a place here doing well as an affordable Airbnb/STR option just 10 minutes to downtown Denver.

Hey Adam,I’ve been in the Tampa real estate game for 20 years as an investor and owner of a property management company.

Understanding the markets to avoid, what laws to watch out for and selecting the proper strategy that goes with property plays a huge part in this. 

I appreciate your plan to do 1031 and get back into the game.

He didn’t just answer my questions—he showed me how this game is played at a much higher level.

I'd love to hear how this plays out as well.

Wholesaling is a tough game out here but if you are interested I can connect you with someone who can lay it all out for you. 

I am taking your advise, and switched my game plan to include a local agent or property manager to show the properties. 

You already have a pretty solid portfolio, so adding another property and generating more cash flow might accelerate your wealth in a way that the Roth can’t match, especially if you’re planning to transition to real estate full-time soon.The long-term game for you seems to be building that cash flow and equity in real estate, and it sounds like taking the hit on the Roth 401(k) could be worth it for the immediate returns.

So it's a waiting game for that property until you have enough to do a cash out refi.