:lol: The fact is that if property owners in high risk areas were completely responsible for the risk they represent, there would be fewer of you living there.It really chaps my frozen a** that I'm up here chippin' ice so I can subsidize those of you that keep building and re-building on the glorious sand-bar called Florida.

You might want to shop around on craigslist - my last one was closer to 3K, but could have been smaller size.Are you positive the water leak was from the toilet and not a frozen/leaky supply line?

His neighbor is a plumber and already had six calls by 9am for frozen pipes.

The pipes for the downstairs units are definitely frozen.

When I went to repair the pipes I have sound 7 pipes that have been frozen and busted and there could be more.

(Feels like a lot of reimbursing going on.)The second issue is the frozen pipes that were caused by leaving the door open.

Maybe you have a minimum heat requirement that is intended to prevent frozen pipes; the fact that pipes froze would indicate a violation of such a clause / addendum.How easy would it be for you to actually collect assuming the tenant admits / concedes guilt in this matter?

So you are still going to lose the extra 80k, only it's been going to be through wage garnishments, or getting your bank accounts frozen, or your car repossessed.

As much as I've read on this site and books and listened to BP podcasts, my brain has frozen.

I admit that I am sort of frozen right now in my REI.