@Kaaren Hall after seeing your post i called them right away, their fees are extremely high for an HSA that for the most part most people don't have a lot of money in.I max my HSA every year, but if you have a self only plan you can only put about 4k /yr  and if you have some medical bills it's less.they are also very restrictive on taking money out, and no CC to pay the doctor. prior to speaking with them I was extremely excited to see this opportunity you suggested,  but after my conversation I'm no longer...I will look for other options now that I see there may be some, so thanks so much for bringing it up.

Early last year, one of our borrowers, an extremely experienced rehabber who had recently been diagnosed with diabetes, informed us that he’d been in and out of the hospital so frequently that he wouldn’t be able to complete the flip we had loaned on as first position lenders.We were aware that he had borrowed an additional $110k from a second-position lender.

It is a common concern, I think if you are writing competitive offers then you can request a discount.

The more common one is a flat value for the ADU, like they would for a pool or another bonus.

My business partner owns a roofing company but has weak credit and more limited cash flow.An LLC is a common choice for partnerships since it protects personal assets and simplifies tax management.

Quote from @Alan Asriants: Quote from @Jay Hinrichs: Quote from @Alan Asriants: Margins in the market today are extremely tight.

I had 5 houses with them that were terribly managed (placing bad tenants, extremely high rehab costs). 

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.Thank you @Michael Smythe this is very helpful! 

Common sense. 

A common strategy I see with diversification exchanges, is that the investor will purchase the first property cash and the second with a mortgage.