**Other Ways to Flip:**- If you decide not to refinance, you could consider partnering with a local real estate agent who specializes in investment properties to get more exposure.- You might also look into staging the property or taking high-quality photos to make it more appealing online.- Another option is to list it on multiple platforms, including local real estate groups and social media.

This is because lenders see cash-out loans as higher risk, especially with investment properties, so they limit the LTV to reduce exposure. 

If you can't determine an area class by driving there and looking at it, then you need to get some more exposure and get to know the local market more. 

What would you say is a best way to get exposure into multi-family investing?

Maybe considering some mix of index funds and other investment vehicles outside of real estate could give you more broad financial exposure and diversification.

Are you active or do you have a PM who is actively touring your properties to prevent or eliminate premises liability exposure?  

Insurance premium determinations  are more localized where the carriers price perceived risks into their desire to have market exposure (if at all) and how to price that exposure. 

At the end of the day, these carriers are insuring based on risk profile and they are carefully reviewing real time data that tells them whether its a market they want exposure in and how to price that exposure. 

This is kind of implied in the other points, but talk to an attorney and know what legal exposure you might be looking at.

If more investors spend a fraction of the time and energy spent worrying about asset protection and do the things on a daily basis that prevents liability exposure, plaintiffs attorneys won’t eat as well.