I have.) and 20 years of excellence at generous prices, all gone.

Have about 50k I would invest (access to more), with excellent credit and good income too, from my full time job.

Others are responsible with their budget and can stretch a dollar.If they are excellent renters, I would offer them the option to renew and let them make the choice.

To add to your excellent points, it’s also important to consider the tax implications of a 401k loan.

I prefer building my own spreadsheet on Excel and fine-tuning the specific expenses myself.

Yes I am complaining but I am in the boat of I do not see it worse than before, it has changed an AI has it being so obvious and I saw an AI post the other day from someone who has an excellent reputation and had a good amount of responses and left it, but I know it was AI based on the structure. 

It is not very difficult or complicated to evaluate commercial real estate, there are plenty of good books available that can teach you how, textbooks, online courses, community college classes, even excellent youtube videos etc, and it is actually quite enjoyable in the process to learn.

Excellent overview of the power of professional and creative photography... and how the bar will continue to be raised. 

Excellent point Drew!

The interest rate is 2.375% so I am having a hard time letting go of the excellent rate.My question is: To scale from here, should I sell it and buy a fourplex as a house hack?