I have a property I'm considering seller financing with a wrap mortgage to a buyer, I'm currently refinancing the home and have the option to not escrow the taxes and insurance, which lowers the payment about 700/ month on the 1st position mortgage, BUT would escrow the T&I on the wrap mortgage. has anyone structured it that way what would be the pros and cons to structuring it this way? 

I have built in the past and I do not understand how anyone can build a house for 250k that will last.As an agent I focus on high end relocation clients and many are positively surprised by the build quality compared to the south.

You may be better off with a higher rate and the flexibility to access the equity in that property to grow your business or even bail you out of a jam.

Leveraging your equity through a HELOC or cash-out refinance can be a smart move, but it depends on your risk tolerance and goals.

I only wanted to clarify that almost everyone who mentions their equity means “cash after paying off their loan”, not their gain.

It’s a great way to get your feet wet in real estate while building equity.

I have significant equity in other properties and great credit score but am having trouble with a heloc due to a high DTI from the building that is currently being rehabbed being vacant.

Recently, I sold my position in a company due to an acquisition, which liquidated $750,000.

Using the equity I built up in that property I got a HELOC and started investing remotely out of state.

I would strongly consider building equity to make a stronger down payment and further decrease your monthly cost.