Make sure that the corresponding lender or broker you are working with has a loan servicing company that is non-reporting.

Of course I have all her correspondence right there on the phone.

So, insurance premiums are getting VERY expensive.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

@Frankie PaternoRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

They now monitor the heat usage each month and send a bill to the tenants calculated from their usage and corresponding share of the gas bill.

Sorry, but real estate must be your profession.If you are brokering to others, an affiliate, or a correspondent, then none of this matters.

All of the tenants have to pay in order for me to keep afloat, so it can also be stressful.The tenants have a number that they text I check, and I have found this works as I can have a written record of all correspondence from each and all our conversations (what they said and what I said back) are all right there to keep track.Yes, they will lie or say they said things when they didn't.  

@Eric Fichera Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

@Hector Espinosa Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

And your pension is not on Sch 1, it's directly on line 5 of your 1040.Whether or not your old losses offset your pension or your gains is a very complex question, but the bottom line is: yes, the losses become deductible.Now, you astutely suggested that you may "win" the game by increasing up front depreciation, even though it is offset by a correspondingly higher gain.