Hey, jobs are a hassle too and very time consuming in my experience.Hope that helps and isn't trite advice. 

I just think it is important for consumers to realize that they cannot use Handymen for everything (of course depending on their state as you say).And yes, better to jump in and get going.

-flips and BRRRRs are very time consuming, energy intensive, and hands-on. 

Quote from @Jerem Kaawaloa: I have spent the past 20 years working in health care and have only ever purchased properties for my own use, including a home and office.

Hi Health, I am planning on self managing it.

They have no ****ing idea.Your $500k salary likely has a 401k, health, vision, dental, etc.

2- if there is a “problem” Will the “solution” discussed solve it in a cost effective, consumer accepted way?

If someone represents themselves as private lenders, check them on NMLS consumer access to see if they are licensed.

This is getting very tedious and time consuming.

I'm SURE you mis-spoke and meant to say, he's a close friend that I am trying to help but it was not my intention to "fix his credit".Debt Relief and Credit Repair Scams"The FTC has brought scores of law enforcement actions against these bogus credit-related services, and the agency has partnered with the states to bring hundreds of additional lawsuits"SOME CASEShttps://www.ftc.gov/news-events/topics/consumer-finance/debt...Financial Education Services (August 5, 2024 )Panda Benefit Services, LLC., FTC v.