If I take it sub to, do I need to wait until the modification has been approved before closing on it with an attorney and taking the deed because she wants me to take title asap due to chronic health reasons being in and out of the hospital.2.

Unless you've inherited a chronic non-payer that you want to push out..

I closed exactly one of my OREO resales to a Naca buyer.... it was a long drawn out process and my experience with the Naca in Mississippi was they were highly discombobulated and a very high % of the folks never graduated from the program. your trying to take chronically bad credit risks and retrain them.And in MS if your going to sell in their program they expected a huge buy down of the rate. other wise they would not recommend us as a seller.. so our one buyer that actually closed I bought the rate down to 1.25%  the insurance payment was higher than the mortgage.. so for the buyer that actually got the home fantastic deal.. for seller I got an OREO off the books at close to retail exit.. as opposed to what happens in cash flow markets were a resale is generally to a cash flow investor for a fraction of retail value, its reality and unfortunate for the seller.In your market at that price point unless you think your selling this substantially above market I don't see the benefit to be a naca seller... but IL Naca may be much better run than the MS Naca

If your current credit problem has not been a chronic one but recent and hopefully short lived than speak to that with a manager and owner.

How about the district's many years of reckless fiscal mismanagement and chronic spending beyond its revenues?”

@Dion DePaoli is in FL. in the mortgage business as well, if you suffer from insomnia who should read his posts as well.....LOL:)

Now, a small thing like she being totally unresponsive, or chronically being late where she is not paying the rent until 3rd or 4th week, or completely stops paying  can change the whole picture..  

Life insurance proceeds are tax free.There are term-life insurance now that you can get cash from if you become terminally, chronically or critically ill (like cancer, heart attack or stroke).

You put that exemption number in the appropriate spot in your DC Lease Agreement.If you are challenged by the tenant about the rental increase, which in your case seems to be a little bit over the CPI-W + 2%, and you are registered as exempt with RAD then you can tell the tenant that you have the right to raise the rent to whatever you want.Here's a pamphlet where you can read more about Rent Control in DC and cure your insomnia: https://dhcd.dc.gov/sites/default/files/dc/sites/dhcd/publication/attachments/RentControlFactSheet.pdf

I was able to determine that the neighbors are violating the noise code but despite the code's stating that police must measure noise and enforce the code, the police refuse to do anything about the situation.I understand that this noise may not bother some, but I have PTSD as well as a severe chronic health/pain condition and the random loud shrieks cause a startle reaction as well as increased pain, etc.