Meanwhile, switch banks.

If you have checkbook control you’ll have a bank account with a bank that has FDIC insurance up to $250k per account.  

Fast forward 20 years: I now have money in the bank, excellent credit, live modestly on my own, and run a business that’s doing well.Unfortunately, I wasn’t able to save much for retirement during most of my life.

Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

Banks use the Net not the gross so it’s not what you make its what you show to the IRS.

I walked to the house and met a man who says he was cleaning out due to the loss of their mother in some few weeks back.The guy told me she is  left with 12 years mortgage on the property to pay the bank.

I'm thinking I can get a nice purchase price if I under cut the banks by 1% and offer 15% required down as opposed to the traditional 20%.

Instead of their cash sitting in a savings account, they decided it would be a better investment to earn 3% on their money instead of .03% in the bank.

It took me 13 months to open a bank account in Belize.  

It links to our business bank account and our business credit card so come tax time, deductions should be easier.