This comes after a bad experience with another administrator I was with for about a decade. 

A deal killer has nothing to gain from telling you it's a bad deal.

I think I will go find my top favorite bad reviews when time allows. 

If you start a JV in name but do not give your partners proper control and decision-making rights and the deal goes bad you open yourself up to serious consequences which can lead to SEC violations with extremely high fines.Lastly, you can offer the project up to investors who have no voting or control.  

Quote from @Josh Lansberry: You will hear a lot of people bad-mouth him, but Dave Ramsey can teach you how to get financially savvy real quick.

-> Sierra west-> Bad schools,builders ready to negotiate, rents are not that greatAny advices, pointers on this .Thanks

Just keep in mind that using that emergency fund to buy your next property and having tapped a HELOC already may leave you in a bad spot if you run into a similar problem again.Also, I’m not 100% sure, but I have heard that personal loans don’t your credit more so than other types of debt so be sure you look into that if you go the personal loans route and then planned to finance your next purchase soon after.

Of course they are going to have bad credit or they would be looking in a better area.Another thing you may want to consider to drive more applications is to not charge the application fee.

You’re risking other people’s money and you also need to get burned if it goes bad.  

A good score is an easy "yes", but a bad score is an "ask more questions" in my process.