This applies even to the 100,001st question about LLCs vs Insurance.I recall a rule here prohibiting responses like, "This has been answered many times.

Either the tenant pays in full on time, or it is late and late fees apply.

Heating costs go up in winter, as does electricity due to the reduced natural light and more people indoors.

You are generally correct that there is an annual exclusion for gift taxes that generally passes tax-free (of course, in all situations, exceptions apply and you have to meet all requirements to qualify). 

Amazing beaches, food, nature, culture, etc.

And, even then, hitting your rate target would still be extremely challenging unless you were paying points up front, in which case it would probably make more sense to just try to put in a bigger down payment (or pay down the balance if refi) instead and get better terms naturally offered at the lower LTV.

DC Investment Property:First read your bylaws and see if there are rental restrictions.Note, in DC you need to apply for and have a business license to rent property.

Since the credit was applied at closing, it likely reduced the buyer’s cost basis rather than being deductible as a repair expense.

But I do see many groups just now learning the true nature of social media.  

Your wife and her sister could then apply for a HELOC on the property, using the funds for investment purposes.If you are the primary investor, the new property should be held in an LLC, with your wife and her sister as the members.