GC never pulled any city permits yet charged me (didn't find this out until the job was finished). 

Check w/ the City / County to see what the permitting process is, and what if anything you would have to do regarding plumbing / electrical.

Is the property priced appropriate for a purchase that does not permit financing?

Quote from @Galant Ant: Permit delays in NY can derail timelines and budgets for developers and flippers.

Network with wholesalers, check public records, and use platforms like PropStream or DealMachine to find distressed properties.Be Cautious: Pay attention to permits, inspections, and local market trends—over-improving for the area could hurt your profits.Starting with a solid plan and realistic numbers will set you up for success.

I still don't have permits after a fire and things were submitted in March for applications.

If the borrower themselves need weeks / months to get plans and permits for construction, and does not provide all docs in a timely fashion, we can only go as fast as the borrower provides what we need. 2.

That no additions or remodeling was completed without a permit.

I am glad because the permits and requirements would have much tougher.

SECTION 8 ANALYSISSection 8 Rent permitted            $1785.30Subtract Utility Allowance             - 468.00    Actual Rent Charged               $1317.30Subtract Mortgage                         - 500.00Subtract Prop Mgmt Fee               - 131.73Subtract Taxes (20%)                     - 263.46Subtract 10% Vacancy                   - 131.73Subtract 10% Cap Ex                      - 131.73            CASHFLOW TO US             $ 158.65STANDARD LEASE ANALYSISMonthly rent (asking amt