None of which I never actually met in person. 

DP policies, or Dwelling Property policies, are insurance policies designed for residential properties that are not owner-occupied, such as rental properties or vacation homes.

Then you can read a more in-depth book like The Book On Rental Property Investing by Brandon Turner or The Unofficial Guide to Real Estate Investing by Spencer Strauss.2.

Quote from @Josh King: I have 2 rental properties I paid cash for years ago and I have never borrowed against them.

Verify that the info of that landlord is correct through property records. 

Many states have discounted property taxes and lower yearly increases for owner occupied properties.

I plan on holding this property for 30 years (I'm 34) and will live in it for at least 5.

I can handle about 80% of the work for a property flip.

We are working on getting a new insurance policy for one of our properties. small 3 unit property on the Oregon Coast.

This is in the east side of Buda in 78610Property price is around 340,000 and the monthly payment for 80% mortgage at 7.125% with property taxes (2.32%), HOA and Insurance comes out to around 2,600$Rental comps suggest around 2200$ gross monthly rent.