Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

I'm sure some local banks will do higher especially with a strong relationship but don't think I will fall into that category.

@Adam Newman yeah, not understanding your statements, "I have $50k plus about 7k in the bank" and "take out a loan and go in with 20% from the start?".

You are walking into a potential situation that can break your heart, break your bank account, or break your will to ever try this again...Maybe if your lucky, all 3https://phillysheriff.com/property-listing/ Thank you for the information!

If you want real cheap go to the local food bank.  

That $250k sitting in the bank with no chance of vacancy or capex could earn you $11,250/yr at 4.5%. 

It would benefit a lot if you are able to obtain US credit, US LLC and US Bank Account.

The liquidity or funds for the purchase can be in your new entity or your personal bank acct.

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

I am now 29 and wanting to grow at a faster rate- and also ensure that I am making smart moves, rather than just grasping at whatever a bank will give me.