They have to take it out within 10 years, add it to their regular income, and pay taxes at the highest bracket in their life.

Are they professional in their interactions?

This is a touchy subject.If you observed specific concerning behaviors during interactions, such as rudeness, aggression, or disrespect for property, these could potentially be valid reasons for rejection if documented properly.You should add one very important things to do on your checklist, past landlord references and it must be legit and find out why they aren't there any longer.

We refer folks to bank-type lenders regularly throughout the year when that make more sense for our clients. 

I just want to hear from regular investors about their experience.   

These logs regularly end up in the Tax Court and are usually destroyed upon review.

Regular maintenance updates from your property manager—such as quarterly reports outlining requests, costs, and resolutions—can also help you stay informed and track spending trends over time.Building relationships with local contractors or networking with other investors in Cleveland can also be valuable.

I guess a lot of Scott's buyers are under water the day they sign a loan, so he must be regularly evicting and reselling some of those houses.

There are still tons of MLS deals getting done regularly. 

You are tagging and categorizing the CapEx items correctly or are they going to "regular" operational expense?