@Roberta Pepper FHA loan size increases with the # of units and also is different by county.How many units are you looking at?

After reading about the Wal-mart shootings and the pepper spraying on the internet this morning - figured it was a good day to stay away from the stores. 2 dead and 15 sprayed in one incident with an upset lady shopper.

Carry mace/pepper spray, unlocked and ready to go.5.

Pepper Spray might be a less dangerous choice.

I know these folks well enough they may just agree to a half hour phone call, but if I'm going to pepper them with questions, any suggestions on what I could offer when I ask for a meeting?

The ones I can think of that I won't be covering  - Kitchen/cooking (tinfoil, parchment, saran wrap, baggies), shampoo/conditioner, Food (coffee, tea, sugar, salt/pepper, spices), dryer sheets/fabric softener, general cleaner (like a Lysol spray), Kleenex.Any differences for you between what you do cover/what you don't? 

@Paul SandhuWe discard everything except non refrigerated condiments (salt, pepper etc).

. - q tips- makeup remover pads - womens hygiene products (pads tampons) - Himalayan salt- pepper grinder - olive oil- extra tp - pack and play - coffee from our local shop- tea from our local shop- beer from our local shop - shampoo, conditioner, body wash, hand soap and dish soap all from our local refill shop.

Thank yuo @Isaac Pepper, I really appreciate your perspective on this one as it is unique.

Now @Isaac Pepper has a great idea.