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26 November 2024 | 5 replies
I’m aware of loss harvesting when it comes to stocks, bonds, etf’s, etc. but how can this occur with real estate?
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5 December 2024 | 554 replies
What's next, Punxsutawney Phil choses bitcoin over US savings bond.
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9 December 2024 | 98 replies
Plenty of people think we're at a peak for real estate too, or stocks, or bonds.
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27 November 2024 | 8 replies
If so I would 1031 over to a different REI class or get out and put into a 5% bond.
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21 November 2024 | 7 replies
Quote from @Thomas McPherson: That’s a good point about the bond market and mortgage rates.
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11 December 2024 | 101 replies
They own all their properties and their stocks and bonds in their own country and they get all their W2, business and social security income from their own country as well.
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7 December 2024 | 150 replies
You can buy part of a note or perhaps a small note through corporate entities, crowd funding, 506 entities under SEC, but guess what, the SEC only authorizes the formation and operation of pooling investors, these set ups absolutely do not give license to sell or trade stocks, bonds, mutual funds or mortgages as a broker dealer, those requirements are in addition to the pooling of funds authorizations.
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2 December 2024 | 34 replies
Lengthy, but detailed.
21 November 2024 | 1 reply
Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)
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20 November 2024 | 37 replies
That’s gambling, not investing. for those not familiar with what Mello Roos is.. its a Bond that was floated to pay for the infrastructure cost of the subdivision and is added to your tax bill by the county..