This is why keeping commercial banks separate from investment banks is so important.

The fee structure is so brutal on the client side it makes a lot of sense from the client perspective and you can take advantage of some free marketing. 

The condition is so bad the home is not worth the purchase price for collateral. 

unless the deal is so good they jump on it and by so good I mean waaaay under market value.

If that is so, it behooves you to understand how much that fee is and when it becomes due.

Originally my thought was $100/mo is so low I'm not sure if it's worth it as I'll have to put in extra of my own money for reserves and it will be years until I recoup that money but then I remembered that all in for down payment and reserves I'll be putting in ~13k of my own capital.

How I handle them is typically not well because I am not as swift as I should be - this is when having a PM is so valuable.Whats your goals/vision for 2025 Fed?

That is so awesome!

If you live in an area with caps on rent increases, it is so important to increase it every year or you will find yourself well below market values with long term tenants. 

There is so many ways it can go wrong and being a greater negative for parties involved.