if its a true condo you only buying the airspace.. so any defects in constructin the HOA has to pay to fix.. so the ceiling work should be on them. 

Start with BiggerPockets Ultimate Beginners Guide (free).

When I add a new tenant to the lease, the original contract terms remain in place.

That does not sound like a good market for new construction if nobody else is doing it there. 

Apple has been quoted a ton in papers and every realtors says it to buyers etc.

@Kyle Carter a list of questions is almost useless:(Anyone can tell you want you want to hear, especially "con-men".

Now we sold that home, we learned we want to buy and hold our rental properties.

We all assume this isn’t a house you’d buy with your own money.

Low prices enable more people to buy, limiting demand for rental properties so rents decline (in inflation-adjusted dollars).Population Growth: In areas with growing populations, demand outpaces supply, driving up property prices.

@Rene Hosman You can read about H.S.A. investing in my new BP book - Self-Directed IRA Investing: A BiggerPockets Guide - www.BiggerPockets.com/SDIRA