My wife and I own it together, but i may be able to buy her out and keep it as a short-term rental without spending all my personal capital.I’m looking for advice on financing options, buyout strategies, and any creative solutions others have used in similar situations.

I provide short term rental furnishing and renovation finish list that includes paint colors, light fixtures, cabinets etc.

Another thing to add is the regulations, HOAs and Cities are imposing a lot of regulation on short-term rentals or rent by a room, I have seen some HOAs regulate the amount of people authorized to rent the property too.It requires to do a lot of due dilligence to begin with mainly in such big house. 

To markets where you’ll gain long term tax free wealth. 

In short its complicated:) each situation is different

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I became financially free in my early 50s. 

Please feel free to reach out if you have any questions.

I haven’t reached out to any lenders yet but have a short list of them compiled.

The property I'm selling is free and clear and any property I purchase will be the same.