I believe according to the father's will the property was to become his son's who is now also deceased.Both Deed of trusts are in the father's name and the family has never filed death certificates with the county from what I can see so far.It appears the 2nd position Deed of trust will get auctioned at the trustee sale.

Multiple properties listed on the website portfolio appeared to be ones they would possibly not have initiated the LOI/PSA/sale as the properties are known to be bought/run/sold by other entities/syndicators.

I do not believe this is the intent of the ADU laws, but many jurisdictions appear to be interpreting it differently than my opinion.  

That fits my needs better than YNAB appeared to and is very close to Mint. 

However, you appear to be the type that doesnt really want to deal with some of the work or extra effort needed for those strategies.

How many times does the interest rate appear in that formula?

It appears they have all been removed.

From watching Reddit and my area, it appears to be the case.

Also, as others have noted the way you appear in a lenders eyes will change as soon as that $500k salary goes away.

This made the overall appearance of the property much better and allowed us to re-sell for a profit.