Over time, I’ve accumulated more cash reserves and don’t need as much flexibility, but I’m actually in the middle of a refinance right now using an interest-only mortgage—because the pricing with the lender and the corresponding ARM is more favorable than a comparable principal-and-interest loan.The key with these alternative or "exotic" mortgage types is that you need to be financially savvy and have a solid plan.

I believe such plans are offered by specialty divisions of the mainstream financial services providers like CIBC & RBC.

instead of seller financed which would be less advantageous for you financially.  

@Ezra Avery you might want to read below to understand Classes of Property/Tenants.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

It is disheartening to witness a mentorship program that boasts substantial financial success, with students allegedly earning substantial monthly incomes, yet fails to ensure that their own employees receive even the minimum wage they are entitled to.

You want to have your financial house in order so you know what you CAN afford and what you SHOULD spend.

By the time you are 35 you could be financially independent and wealthy.Too many Americans, particularly young Americans, want everything now.

And if you make it a quid pro quo, don't you run the risk of violating the OTA's policy of paying to alter reviews? 

They have no credit history, so you have no idea how responsible they are financially.

That to exercise E.D. in this manner causes HARM to the people, the makeup of area, fundamentally alters the area etc..