Anyone claiming people are going to feel the pain later by "sitting on the sidelines" is completely amiss of the real problem.

Someone could claim you discriminated if you rejected them or implied you woudl then do something different for someone else.Hope this helps.

The city is claiming my 4 unit is really a 3 unit.

The info he claims to have is easy to find on the net or in a book but why deal with Section 8 housing problems when there are so many other investments that are nearly hands-free? 

You only want to file a claim if it's much greater than deductible or your rates shoot up pretty quickly. 

@Izraul Hidashi I’m not claiming to know how the entire banking system works but I feel that I have a pretty good idea.

I have warned countless people that the "new", "Cheapest", and "shaking up the insurance market" carriers typically come into the market under priced, have a wave of claims, then they either jack up premiums to survive or fire their staff to keep heads above water.

I gently asked the tenant if she smelled weed in the backyard and she claimed that she does not smoke anything so she does not know etc etc.2.

Or you can violate various tax rules at your own peril and claim the current rehab was dne prior to TOD.  

Don't trust what ANYONE tells you about a market without solid data to back it up - this includes claims about how many transactions they've done or a single example (that's often from several years ago).