Buy the owner financed property second.

The entry price is too high.The trick is to get the second acquisition at a lower entry, so you can rehab and refinance 100% entry costs out.

Most banks won't want to come in with a line of credit that is second lien on the property.

A second mortgage or HELOC might allow you to unlock some funds without losing the 3.25% rate.- I recommend avoiding condos. 

When I looked at PPR's notes, PPR had second liens, and I wanted firsts, and it seemed like their inventory was fully priced. 

The second son is married but has not lived in the home at any point during the last 20 years so this doesn't seem to present any options for savings.I thank everyone in advance for your thoughts. 

.✅ Stronger Tenant Relationships – Being involved directly allows you to build rapport with your tenants, which can lead to better communication and longer leases.Cons of Self-Managing❌ Time-Consuming – Dealing with maintenance requests, late-night emergencies, and tenant disputes can quickly become a second job.❌ Legal Risks – Chicago has strict landlord-tenant laws.

Quote from @Lenny Montesano: Hello to all,I am a 22 year old Husband/Father/student athlete at East Tennesee State University.

Extra set of eyes, second opinion and diversity of your own investments

If that doesnt work, then you could request a second appraisal.