As I see it this is the worst option to bank on appreciation as appreciation is speculative I've never personally used a HELOC in a similar circumstance so I'm hesitant to give advice on it.

Unfortunately that creates uncertainty in their financials.   

There aren't any grandfather clauses, unfortunately. 

Unfortunately, some tenants may exaggerate to try to speed up maintenance requests.

And really want to know if it would be feasible to purchase the property given some circumstances. 

Unfortunately, you won’t know until you try.

We dropped the price from our original price of $250k, and got a buyer, but unfortunately we ran into a hiccup with the general contractor.

I'd just like to encourage all of you to try to look objectively at the situations where you think someone is judging you solely because you are a woman, and ask yourself is it really because you're a woman that something did or did not happen, or was it due to some other legitimate circumstance? 

Unfortunately, it seems I am not understanding something though, because no matter how I run the numbers my cash flow seems to decrease if I add leverage.

The program has been gone for a few years now and unfortunately, does not appear to be coming back.