Some – almost invariably small ones that did not or could not adapt fast enough to suit their regulatory Masters – had to be sold for pennies on the dollar to banks that are Too Big To Fail.

Bank pushed us to 40% down payment so also executed a $85K seller carry-back loan to cross the finish line.

So even on our small Denver condo, worth $300k right now, if we hold that for 15 years, that thing should be worth $535k.

What a small world—Arnhem is such a beautiful city.

If my spouse wasn’t opposed to moving I would try to buy a new house hack every 12-15 months and use low down payment owner occupied loans for as long as it made sense.

With countless loan options, complex terms, and strict lending criteria, it’s easy to feel overwhelmed.

Smaller deals may sound "small" and yet they can provide a great deal of experience.4.

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

No way is this a scheme to keep EM for the seller..Anytime I have had EMD disputes it usually gets solved with a 50 50 split since I know what will happen.. what happens is exactly as you describe.. money is to small to realistically hire an attorney to collect..

Attend local builder associations or networking events, and focus on small contractors or businesses without in-house permit expertise.Highlight how you save time and ensure compliance—it’s a big value-add.