As it's me to me, I wouldn't need title search and title insurance and such.

Curious as to why you did not run a title search?

The rates and terms are usually more favorable than DSCR loans, so I’d lean toward conventional financing while you can still qualify.BRRRR Method: The BRRRR strategy can be powerful, but it might slow you down a bit due to the current cash-out refinance seasoning periods, which can be as long as 12 months.

I'm still searching for another way of learning without being taken to the bank.

Like show us the current status on our bundle and improved search functions. 

I was getting ready to slow way down and do an esop .

@Adam Peralto More & more owners are posting here on BP about their rentals sitting vacant too long.Which means owners aren't paying attention to the rental market - which is slowing, causing Days On Market (DOM) to increase:(Take a look at the graph below from ShowMojo, comparing average DOM for 2018-2024.DOM are now about 40% longer than they were 2 years ago.Many owners also don't seem to be aware of real estate market fundamentals, such as seasonal effects:1) After September, when kids go back to school, there's a noticeable dip in activity in both the sales & rentals.2) After Halloween, there's another noticeable dip.

>you don't need to bash the Carl's in order to make a point.When the Carls were saying drive to vacation markets were recession proof, some BP users, including myself, pointed out that they (the Carls) had not been through a major recession (and this is not a major recession but a slight slow down).  

The property manager is complaining of a very slow rental market in Phoenix.

Start by going to www.narpm.org to search their directory of managers.