Why don't the banks simply charge a higher interest rate to secure the business and cover themselves?

Consider all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

Several of our out of state investor clients are securing very healthy terms on CRE including apartment complexes and industrial warehouse spaces with as little as 25% down and rates currently ranging from 5.5-%-6.75% on 25 year amortizations. 

Until now, I had a great credit score, but I'm concerned that my increased debt might affect my ability to obtain a HELOC or a Home Equity Loan.A lender approached me, claiming they could help me secure a HELOC, but the encounter felt coincidental, making me feel vulnerable.

We found this deal through local networking and a direct-to-seller strategy, which helped secure the property at a favorable price.

We found this deal through local networking and a direct-to-seller strategy, which helped secure the property at a favorable price.

For example, each of my properties has a main account and the sub-accounts under that for CapEx and security deposits.

Debt itself is one of the most emotional producing words we have.  

Security deposits require separate handling - they should be placed in an interest-bearing account.3.

There’s definitely a lot of opportunity there, and I'm sure you'll find it both rewarding and challenging.A key part of successful fix and flip projects is securing the right funding.