Here’s a quick checklist to cover your bases:Property Condition: Get a thorough inspection to assess major items like the roof, foundation, and HVAC—this helps you plan for any big repairs.Financials: Account for all costs, including taxes, insurance, maintenance, and property management fees if applicable.

It appears the only thing I'm not covered for now is resolutions.

But larger repair items such as appliances and mechanical, plumbing, electrical, roof windows doors etc should still fall under the landlord's responsibility.

I think your points cover my limited knowledge on this.   

The house is in good condition, AC and roof are 5 years old.Generally I keep $2000/year towards maintenance when I buy houses that are 5-15 years old in this price range.

As I got liability insurance, an umbrella over for $3 million to cover myself overall, I called my insurance agent.

It didn't occur to me when I shopped for this policy, but will our rentals even be covered due to different ownership?   

I'm covering the leverage and have reserves in place for any capex expenses.

Roof ~20 years, STR kitchen 15 years, HVAC 15 years, etc.

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).