The study identifies with forensic engineering detail the immediate Bonus Depreciation 5, 7 and 15-year personal property class lives qualifying portions of a building that are normally buried in 27.5 year residential or 39 year commercial categories.If you have had a cost segregation study performed on your property within the past 10 years, have you evaluated it recently for additional benefits that could be obtained?

I would qualify it with in today’s seemingly rate decreasing environment, I might look to trying to recoup costs in 12-18 months (or less) 

You might also qualify for the de minimis one that you mention since it is line item amounts 2,500 or less.I don't see this as strict adaptation, and nor would it be betterment or restoration.

BUT there was no upward limit and so high income people were able to qualify. 

If a title company handles a subto of an FHA loan without qualifying the end buyer under FHA regs, the title company could be forever blackballed from closing federally insured loans.

I'm assuming she just doesn't qualify debt to income for 2 mortgages.

I always make sure that my clients qualify for the "take out" financing (long term refinance) on the back end BEFORE I get them into hard money/private money so they are not stuck holding the bag with very expensive debt. 

My main concern is seeing that a lot of clients are using cosigners and coborrowers to qualify for houses and are having trouble qualifying based on their own incomes.

A qualified wholesaler is almost an oxymoron, haha, but I do some great Chicago wholesalers and am happy to make some introductions!

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.