Based on the information that you shared, if you haven’t already done so, I recommend connecting with a local expert.

- Are there other lenders you’d recommend for refinancing rental properties that might have a smoother process or better terms?

If a landlord plans to hold the property for a while, we always recommend an annual lease, ending to align with the summer leading lesson, or staggered with their other leases depending on the situation.  

I would highly recommend you create an LP agreement.

Does anyone have any suggestions or recommendations?

Most professionals will recommend a separate LLC for every $1 million in assets but I don't think that's necessary.

Would you recommend a virtual agency?

While technically negotiable, the Sitzer/Burnett case revealed that the industry practice effectively standardized these rates.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

The law does NOT apply to landlords:With less then 5 rental unitsThat live in one unit of a duplex and rent out the other unitThat rent out rooms in the home they occupySo, landlords can no longer state in their rental ads, "Section 8 not accepted".The reverse is also true, "Section 8 only", cannot be used.We've always recommended screening S8 tenants the same way as cash-paying tenants.Landlords waiving application fees and/or security deposits only for S8 prospects may also be violating Fair Housing.