Now, in the practice of real estate, it's a constantly changing and shifting thing.

Welcome Jonah, im an investor and agent out in Phoenix who started in 2020 right out of college.

I like Valdosta a bunch because it is growing on every metric and has a a good college.

I'd suggest it's worth looking into local resources like community college courses, etc.

I worked 2 jobs while I went to College FT.     

You see some 20 year old student loans for people who are now helping their kids get into college.  

Written by attorney investors, it's full of practical advice about the management of investment property, has sample forms that can be edited, and - most importantly - tells you what your primary state laws are and where you can read them.

The answer in practice may be somewhere in between (?). 

Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

On a practical basis I don't see why someone would do the split and sell.