.- get into real estate with a lower rate and lesser percentage down payment.

I had large payments on my personal loans due and extra money going out to finish the project, not ideal.

I've done deals like this where I've had the seller hold a small second, subordinated to the banks 1st position mortgage, with payments to the seller deferred until balloon payment which I make coterminous with the bank's mortgage.4.) 

House hacking is an excellent strategy, and just got a lot easier as conventional loans now allow 2-4 units with only a 5% down payment.

We just went through a rent increase on one of mine and I'm moving it over to a property manager and getting payments changed over has been a process.

@Chris Kay it's VERY difficult to cashflow with 0% down purchases.We do 0-10% down Land Contracts and know going in we may actually have negative cashflow - which is acceptable given the low down payment and avoiding mortgage costs.

Remember, buying a property is a financial decision that should align with your long-term goals and comfort.If the new lender offers a better rate and lower monthly payment, it’s reasonable to consider that option.

•Tax Savings Account: To save for quarterly or yearly tax payments.

I made cash only payments and use envelops to measure my expenses. 

The bids I won, are down payments on property that has "small" balances under $20K but I do not see how this is legit.