Funding loans are usually around 1-2 points, not 7%, so that person might be doing a double closing but I can tell you right now there would be a delay before the BC closes or it was with a different closing closing company. 

Typically on an investment property purchase transaction lenders will require a minimal of a 15% down payment. 

You do not want to have to deal with the significant added expense, hassle, and delays of probate should one of your parents pass.Consider using this situation to improve your "amateur investor" status to intermediate or advanced status.

Good to excellent credit scores are preferred for optimal vacation rental mortgage rates and minimizing down payments. 

Obviously paying interest on underutilized capital is sub-optimal but when factoring in the cumulative proposed transactional savings, the annual total interest cost could be equivalent or lower than the net of an alternative home equity line of credit on the same principal loan amount.One 'hack' could be to delay the actual closing of the DSCR loan until a quality purchase prospect is identified and/or near under contract.

Their job is to make sure the bank is covered and takes a minimal risk.

I think BRRRR is a really powerful strategy to grow your wealth fast even tho the cashflow is minimal in the beginning ( giving that you will be 100% leverage if is done correctly).  

So far i've received referrals for Cresset and Origin Investments but both are longer term developments with minimal cashflow for 4-5 years.

But yes, you're right, the difference between the inexpensive freelancers and larger SEO companies is quite minimal, at least in the beginning. 

These more favorable regulations include a 5% transient occupancy tax, no limit on number of days rented, occupant limits based on home size (typically 2 occupants per bedroom plus 4 occupants), minimal permit & licensing fees, and no minimum required stay by the owner.