I take a slightly different approach and try to partner with local vendors and get commission/kick backs. 

I love that you have specific goals for 2025 - I believe if we think it, write it, say it, and share it our goals are 10x more likely to come to fruition.Are you able to do option 2 and just house hack a 2-4 unit building and use a renovation loan which allows you to put down 3.5-5%I highly suggest getting to some local chicago meetup groups (we have an in person one on the 17th)...here is BPs list: https://www.biggerpockets.com/forums/521-real-estate-events-...I also have a full list of the chicago meetups that I can share with you too if that'd be helpful.

Very useful view.Curious, where are you pulling numbers for local mortgage, insurance, and tax rates?

I am on the board of CFRI, our local REIA and I know we have dozens of agents and investors that have their license if only to list and buy their own properties, but could recommend some to you. 

Since you're already in Tampa, staying local for your first few deals can help you stay hands-on and learn faster.

Well I must have an AWESOME local agent because I have no complaints at all and have used them for years.  

I haven't read this page to see what's offered as conservation incentives, and then compared that against your local market prices for "junk" land.

Staying informed about local policies is critical.Opportunities to LeverageLess Competition: Many investors are sitting on the sidelines right now due to fear or uncertainty.

If you file an eviction then it must be filed locally, if your LLC is sued they will sue locally. 

its genius really.. most bird dogs work for locals on a performance basis and don't have to pay the investor to bring them deals..