They operate like a credit card - when you are not using the money you don’t accumulate interest, when you are using the money you accumulate interest and need to make monthly payments.

Lenders might consider this if the other members have sufficient credit and income, but this is up to the lender’s discretion.3.

Your credit cards should be used as a last resort. 

My question is, he's been clean for the past 15 years no criminal record before or after that incident, has now a fiance and has been living with her and her 2 children for the past 5 years, has a good income and good credit.

Will it match the statement amount up with the actual credit transaction for the bank account attached to Stessa?

You won't be able to get the solar credit if it is not your primary residence.

Eventually called up my bank to stop this fraudster named Kai and ask for refund, but the bank can only credit the most recent charge per their policy.

I have a high credit score but I am also possibly over leveraged.

Did you use a local bank/credit union or a private lender?

This is the best way to ensure that you know exactly what you're purchasing.And most of the time, you can use the findings of that report to reduce the purchase price/get a credit at closing for way more than the ~$400 inspection report.