Betting on appreciation for the recapture of initial funds in this market with a refi may put you negative cash flow.

To make an informed real estate investment selection, think about initial investment, management ease, marketability, and selling value.

On high LTV purchases, the ratio likely has to be over 1% for it to have initial cash flow.  

Lender thinks otherwise of course and has initiated foreclosure. 

The cash out is to recoup your initial contribution and some for the next down payment.

Whoever did the construction cut some corners and the sound passing between units can be quite loud (we know because we initially bought it as a house hack and lived there ourselves).

Your refinance loan amount isn't enough to pay off your initial financing.

Initially, I was apprehensive about paying for utilities, but it has been easy to budget since the units are smaller.Overall, it's much less stressful and more hands-off when tenants manage their own utilities.

The golden number to beg, kick, and plead to is 20 reviews.

I have been a global business developer in the world of construction equipment for the first half of my life's career and have watched Kubota take over the global excavator market country by country since the 90s against a field of 30+ competing brands by offering a product that costs 5% less, has a slightly better initial quality and about similar performance.