@Mike Terry your post is confusing!

My goal for this post is more about getting advice/insight from people who have already done it.

Look up the default risk by credit score, this information is readily available online. 

I merely provide good information and good answers. 

@Chris Seveney and @Stuart Udis and @Jay Hinrichs have posted excellent analysis.  

Nothing will piss off the inspector faster than missing an inspection.My last piece of advice, in an effort to not make this a book length post, deals with the money.

I don't foresee any issues but I'll keep you posted.

Thanks for taking an interest in my post.

Like I said in the post "without compromising on quality". 

The community is also about 30 minutes from Disney attractions.You can DM if you need more information or chat about this and adjoining communities in the Kissimmee area, covering several zip codes.