Just last month, from what I read in the Wall Street Journal, there’s been a growing interest in these more under-the-radar markets.. places like Casper that might not scream top-of-the-charts popularity, but quietly attract buyers who appreciate untapped potential.

The shorter the prepayment term has an impact on increasing the rate.4.

Of course, if you do flip it you'll want to put in nicer finishes so that would increase your rehab costs and that needs to be factored in as well. 

The property value has increased quite a bit since then and i would like to increase it, but i wasn't sure it they would entertain it being that its an investment now and not my primary home.  

Market AnalysisDemand: Red River Gorge has seen a significant increase in vacation rental demand. 

I believe CA market in general is expected to increase by 4-5% but SF is unique. 

Not only would the rent cover your heloc costs (eventually) your property value increases giving you the equity you options for additional real estate investments down the road. 

With owner financing, depending on terms offered, we can increase that number by 10 - 20%.  

If you need more coverage, you can usually increase the liability amount on your current policy.

The instructor gave a case study where we needed to team up as groups of fours and figure out a way to buy an REO property with no money of our own and increase the equity by 30K.