Meaning if you expect the new water heater to last 8 years and it cost $1,200 to purchase and install then it cost you $12.50 per month on average and that's the number you should use when calculating monthly cash flow.Being hit with a lot of capex early on when you own a rental can have an impact on your reserves for sure, but the nice thing is once they're done you should have X years before the same expense comes up again.

I would then want to know if there are any access easements to the rail line or restrictive covenants on the property which would negatively impact my ability to develop the land.Lastly, my concern would be environmental.

In the industry this is most commonly known as a "Fix and Flip" Loan.We are correspondents with dozens of lenders who offer this type of loan.Most commonly, the loan will cap out at 75% of the ARV (But Investors do need cash, this is not a 100% financed transaction)75% has to include the purchase price and the rahab amount requested.The terms can vary greatly.The two most important areas that will impact the terms the most is 1.

Most tech layoffs in 2022-2022 is impacting older folks actually ( > 50 y.o.) so to speak. 

Additionally, you could explore creative financing options like seller financing or lease options, which can provide more flexibility without immediately impacting your loan qualifications. 

Not sure how this will impact the individual retail buyer.

The first year may suck but you will realize after sometime the work you put today will impact tomorrow.

Income is what has the biggest impact on the deal.

For me, who is on hte podcast has ZERO impact on my business and the benefits of a paid subscription for BP assist me in growing my business - and I make these decisions based on the business and not on emotions or my feelings. 

In any jurisdiction (city, county,whoever is in charge), no structures can be put in the regulatory floodway because it will impact (ie raise) the elevation of the floodwaters surrounding the property.